Decadent Double Chocolate Banana Bread

The Ultimate Moist Double Chocolate Banana Bread with Sour Cream

Are you a devoted fan of classic banana bread but find yourself constantly craving chocolate? Then prepare to fall deeply in love with this **Double Chocolate Banana Bread recipe**, featuring the luxurious touch of sour cream. This isn’t just any banana bread; it’s a rich, intensely flavorful, and incredibly moist creation, beautifully adapted from my original, TikTok viral moist banana bread. Get ready to transform your ripe bananas into a bakery-worthy treat that combines the best of both worlds!

Slices of incredibly moist double chocolate banana bread, rich with cocoa and chocolate chips.
Each slice reveals a dense, moist crumb studded with melted chocolate chips, promising a delightful experience.
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Why You’ll Adore This Double Chocolate Banana Bread

This isn’t just another banana bread recipe; it’s a culinary experience designed to delight your taste buds. Here’s why this particular **double chocolate banana bread** stands out:

  1. Decadent Chocolate Cake Vibes: With a generous amount of cocoa powder woven into the batter and an abundance of chocolate chips scattered throughout, every bite of this **chocolate banana bread** feels like a slice of moist chocolate cake. The subtle undertone of ripe bananas adds a unique depth, making it an elevated version of a classic comfort food. It’s truly a dream come true for anyone who loves rich, fudgy chocolate.
  2. Unrivaled Moistness: Just like my incredibly popular original banana bread recipe, this chocolate-infused version owes its extraordinary moist texture to two key ingredients: sour cream and a touch of cornstarch. The sour cream introduces a creamy richness and tang, while cornstarch helps soften the gluten in the flour, resulting in a bread that is unbelievably tender, never dry, and melts in your mouth. This secret duo ensures a consistently soft crumb every time.
  3. Effortless Preparation: While achieving that wonderfully fluffy versus dense texture is best done with an electric mixer, the beauty of this recipe lies in its flexibility. Thanks to the use of melted butter, you can absolutely achieve a fantastic loaf even with just a simple spatula and a good arm workout! This makes it accessible for bakers of all skill levels, ensuring a delicious outcome without needing specialized equipment. It’s an easy baking project with truly impressive results.
Close-up of a slice of double chocolate banana bread with a bite taken out, showing its moist texture and chocolate chips.
Experience the perfect blend of banana sweetness and deep chocolate richness in every moist bite.

Key Ingredient Notes and Smart Substitutions

Understanding each ingredient’s role is crucial for baking success. Below is a detailed look at the core components of this **double chocolate banana bread**, along with helpful substitution tips. For exact measurements, please refer to the full recipe card below.

  • Unsalted Butter: I always recommend unsalted butter for baking as it gives you complete control over the salt content in your recipe. If you only have salted butter on hand, simply omit the additional salt called for in the recipe to maintain the perfect balance of flavors. The melted butter contributes to a tender crumb and rich flavor.
  • Sour Cream: This is a superstar ingredient for achieving that signature moist texture and a slight tang that beautifully complements the sweetness of the bananas and chocolate. If sour cream isn’t available, full-fat plain Greek yogurt is an excellent substitute. Ensure you stir the Greek yogurt well before measuring to incorporate any separated liquid and ensure consistent moisture in your batter.
  • Cocoa Powder: I found that Hershey’s Natural Unsweetened Cocoa Powder yields a wonderfully balanced chocolate flavor that pairs perfectly with banana. However, you can certainly use your favorite Dutch-processed cocoa powder for a darker color and milder, less acidic chocolate taste. I did test this with Hershey’s Special Dark, but the regular unsweetened cocoa offered a more harmonious flavor when combined with the banana. Experiment to find your preferred chocolate intensity!
  • Cornstarch: A small but mighty addition! Cornstarch works wonders by tenderizing the crumb, resulting in a fluffier and even softer texture. It helps prevent the bread from becoming dense, giving it a more cake-like feel. While highly recommended for optimal results, you can omit it if you don’t have it, though the texture might be slightly different.
  • Chocolate Chips: Both semi-sweet and dark chocolate chips work beautifully in this recipe, offering varying levels of sweetness and intensity. I recommend using high-quality chocolate chips for the best flavor. If you’re concerned about chocolate chips sinking to the bottom of your loaf, try using mini chocolate chips or tossing them lightly in a tablespoon of flour before adding them to the batter. This slight coating helps them suspend more evenly throughout the bread.
  • Ripe Bananas: The key to great banana bread is *very* ripe bananas – those with plenty of brown spots or even fully browned peels. These bananas are sweeter and more flavorful, providing the natural sugars and moisture necessary for the best results. About 3 large bananas will yield the 1½ cups needed for this recipe.
A container of Hershey's 100% natural unsweetened cocoa, a key ingredient for rich chocolate flavor in banana bread.
High-quality cocoa powder is essential for achieving the deep, rich chocolate flavor in this beloved bread.

How to Bake the Best Double Chocolate Banana Bread: Step-by-Step Guide

Creating this irresistible **double chocolate banana bread** is a straightforward process, but paying attention to a few details will ensure a perfect loaf every time. Here’s a step-by-step photographic overview. For precise quantities and a condensed recipe, please scroll down to the full recipe card.

Step 1: Prepare the Bananas and Wet Ingredients

  1. Begin by preheating your oven to 350°F (175°C). It’s crucial to give your oven ample time to fully heat up – at least 20 minutes, even if it signals it’s ready sooner. Proper preheating ensures even baking from the start.
  2. In a large mixing bowl, combine the **melted butter** (½ cup, approximately 1 stick) with your **ripe mashed bananas** (1½ cups, about 3 large bananas). Using an electric mixer, beat these ingredients until the bananas are thoroughly mashed and smooth. This step is vital for two reasons: it prevents large, unappealing chunks of banana in your baked bread and contributes to a softer, fluffier texture.
  3. Next, add the **light brown sugar** (½ cup) and **granulated sugar** (½ cup) to the banana-butter mixture. Mix on low speed just until they are incorporated. Overmixing at this stage can lead to a tougher bread, so gentle blending is key.
  4. Introduce the **large eggs** (2), **sour cream** (½ cup), and **vanilla extract** (2 teaspoons) to the bowl. Stir again until just combined. Following this, sprinkle in the **baking soda** (1 teaspoon), **baking powder** (½ teaspoon), and **salt** (½ teaspoon). Mix briefly until these dry ingredients are evenly distributed within the wet batter.

Tip: Thoroughly mashing and creaming the bananas with an electric mixer helps achieve a smoother, more uniform crumb. This prevents visible yellow banana pieces and results in a wonderfully tender, moist loaf.

Glass bowl containing mashed bananas and melted butter, ready for mixing to create a smooth batter.
The foundation of a great banana bread starts with perfectly mashed bananas and melted butter.

Step 2: Incorporate Dry Ingredients and Chocolate Chips

  1. Crucial Step for Texture: Use a spatula for this part! Gently fold in the **cornstarch** (1 tablespoon), **cocoa powder** (½ cup), and **all-purpose flour** (1 cup) into the wet mixture. Stir just until the dry ingredients have disappeared into the batter. The golden rule here is to *not overmix*. Overmixing flour develops gluten excessively, which can lead to a tough, dense, and chewy banana bread – something we definitely want to avoid for that coveted moist texture.
  2. In a separate small bowl, toss your **chocolate chips** (1 ¼ cup) with an extra **2 tablespoons of flour**. This simple trick helps to lightly coat the chocolate chips, reducing their tendency to sink to the bottom of the pan during baking, ensuring they are evenly distributed throughout your loaf.
  3. Add **1 cup of the flour-coated chocolate chips** into the banana bread batter. Gently fold them in with your spatula until just combined. Remember, we are reserving the remaining ¼ cup of chocolate chips to sprinkle on top of the loaf before baking, which creates a beautiful, inviting crust.
Bowl of chocolate banana bread batter with Hershey's cocoa powder and flour waiting to be mixed in.
Glass bowl of chocolate banana bread batter with chocolate chips tossed in flour, ready to be folded in.
Carefully folding in the dry ingredients and flour-dusted chocolate chips ensures a perfect texture and even distribution.

Step 3: Prepare Pan and Fill with Batter

  1. Prepare your loaf pan by greasing it thoroughly and then lining it with parchment paper. Ensure you leave at least a ½-inch overhang of parchment paper on all edges. This overhang serves two practical purposes: it acts as handles, making it incredibly easy to lift the baked loaf out of the pan, and it provides a “safety net” to prevent any potential spillage if your batter rises more than anticipated during baking. A light-colored metal pan is recommended for even baking.
  2. Carefully spoon the **double chocolate banana bread** batter into the prepared loaf pan. Fill the pan approximately three-quarters full. For heavy batters like this, you can often fill it quite high, ensuring you leave about ½ inch of space from the top edge. This allows for adequate rise without overflowing.
  3. Take the remaining ¼ cup of flour-covered chocolate chips and sprinkle them generously over the top of the batter in the pan. This creates a beautiful, slightly crisp, and extra chocolatey top crust once baked.

Note: Loaf pan sizes can vary slightly. If your pan is on the smaller side, you might have a little extra batter. Don’t worry! You can easily scoop this leftover batter into a few muffin tins. Adjust baking times accordingly – muffins typically bake in 18-22 minutes.

A loaf pan meticulously filled with double chocolate banana bread batter, topped with extra chocolate chips, ready for the oven.
The final touches before baking: a perfectly filled pan with a generous sprinkling of chocolate chips on top.

Step 4: Bake to Perfection and Serve

  1. Bake your **double chocolate banana bread** in the preheated oven at 350°F (175°C) for 60-75 minutes. Position your loaf on the bottom or middle rack of the oven; placing it too high can cause the top to brown too quickly before the inside is fully cooked. After approximately 30 minutes of baking, gently tent the top of your loaf with aluminum foil. This prevents the top from over-browning while allowing the inside to continue cooking to perfection.
  2. To check for doneness, insert a clean toothpick or a thin skewer into the center of the loaf. If it comes out clean (aside from gooey melted chocolate chips), your bread is ready. Alternatively, an internal thermometer inserted into the center should read 200°F (93°C).
  3. Once baked, remove the loaf from the oven and allow it to cool in the pan for at least 15-20 minutes before carefully lifting it out using the parchment paper overhang. Transfer it to a wire rack to cool completely. For the cleanest slices and to allow the flavors and textures to fully meld, it’s best to wait until the bread is cooled (or mostly cooled) before slicing. Many find this **chocolate banana bread** tastes even better on Day 2!

Tip: For perfectly clean cuts and impressive slices, use a large serrated-edge knife. This type of knife glides through the bread without tearing, especially when cutting thick slices!

A freshly baked loaf of double chocolate banana bread, golden brown and glistening with melted chocolate.
A stack of perfectly sliced double chocolate banana bread, showcasing its moist interior and generous chocolate chips.
The reward for your baking efforts: a beautifully baked loaf, ready to be sliced and enjoyed.

Expert Tips & Creative Variations for Your Double Chocolate Banana Bread

Enhance your baking experience and ensure fantastic results with these expert tips and delightful variations:

  • The Mixer Advantage for a Fluffier Texture: While my original banana bread recipe can be mixed by hand, I strongly recommend using an electric mixer for this **double chocolate banana bread**. The mixer excels at thoroughly “puréeing” the ripe bananas as you mix, which is essential for a super soft, uniform texture. When mixing by hand, you’re more likely to have small chunks of banana, which, though often charming in regular banana bread, can be more noticeable (and sometimes less desirable) against the dark chocolate backdrop of this version. A smoother banana base creates a more cohesive and cake-like crumb.
  • Don’t Forget to Tent with Foil: For a standard-sized loaf, it’s vital to gently cover the top of your banana bread with aluminum foil after about 30 minutes of baking. Before applying, you can lightly spray the inside of the foil with nonstick cooking spray to prevent it from sticking to the rising loaf. This simple step prevents the top from over-browning or burning before the interior of the bread has a chance to fully cook through.
  • Combat Sinking Chocolate Chips with Mini Chips: While it’s nearly impossible to entirely prevent chocolate chips from settling a bit in a heavy batter, using mini chocolate chips can significantly help. Their lighter weight allows them to suspend more evenly throughout the batter, ensuring chocolate in every bite. Alternatively, as mentioned in the instructions, tossing regular chocolate chips with a tablespoon or two of flour before adding them to the batter also helps.
  • Go Mini! Bake Individual Loaves: For an extra special presentation or for gifting, this recipe is fantastic when baked in a mini loaf pan. Mini loaves generally bake up even moister and have deliciously soft edges because they require less baking time. This recipe yields approximately 4 mini loaves. When baking mini loaves, reduce the oven time to about 28-32 minutes, or until a toothpick inserted into the center comes out clean (excluding any melted chocolate).
  • Optimal Oven Placement: Always place your loaf pan on the bottom or middle rack of your oven. Placing it too close to the top heating element will cause the top crust to brown and potentially burn much faster than the inside of the bread can cook, leading to an underbaked center.
A perfectly baked mini loaf of double chocolate chip banana bread, showcasing its delightful individual size.
Mini loaves are a fantastic way to enjoy this recipe, offering extra moistness and adorable presentation.

Frequently Asked Questions About Double Chocolate Banana Bread:

A freshly baked loaf of double chocolate banana bread on a cutting board, ready to be sliced and enjoyed.
Your questions answered to ensure baking success and enjoyment of this delicious bread.

Here are answers to some common questions you might have while baking this delightful **double chocolate banana bread**:

Q: Can I substitute sour cream with something else?

A: Absolutely! If you don’t have sour cream, full-fat plain Greek yogurt is an excellent alternative. It provides similar moisture and a tangy flavor profile. Just be sure to stir your yogurt thoroughly before measuring to ensure any liquid (whey) is incorporated, preventing your batter from becoming too wet.

Q: What if I have extra batter after filling my loaf pan?

A: This can happen due to variations in “standard” loaf pan sizes. Don’t waste it! Simply scoop any leftover batter into a few greased muffin tins. Bake these muffins for approximately 18-22 minutes, or until a toothpick inserted into the center comes out clean. They make a delicious bonus treat!

Q: Can I turn this entire recipe into muffins instead of a loaf?

A: Yes, you certainly can! This recipe works beautifully as muffins. Fill greased muffin cups about three-quarters full with batter (approximately 3 tablespoons per cup). Bake for 18-22 minutes, or until a toothpick comes out clean. This recipe will yield about 14-16 delicious **double chocolate banana bread** muffins.

Q: How do I store leftover banana bread?

A: Once the banana bread has completely cooled, wrap it tightly in plastic wrap or place it in a gallon-sized resealable bag or an airtight container. Storing it this way will keep it moist and fresh at room temperature for up to 3-4 days. If it’s still warm, allow it to cool fully wrapped in foil on the counter before transferring to plastic, as wrapping warm bread in plastic can trap steam and make it mushy.

Q: Can I freeze this double chocolate banana bread?

A: Yes, it freezes wonderfully! To freeze, wrap the cooled loaf in several layers of plastic wrap, then an additional layer of aluminum foil, or place it in a freezer-safe bag or container. This method helps prevent freezer burn and keeps the bread moist. It can be frozen for up to 3 months. When you’re ready to enjoy it, simply remove it from the freezer and let it thaw at room temperature, still wrapped, for several hours or overnight.

Q: Why do my chocolate chips sink to the bottom?

A: Chocolate chips can be heavy and tend to sink in lighter batters. To help prevent this, ensure your batter isn’t too thin (overmixing can make it thin) and lightly toss the chocolate chips in 1-2 tablespoons of flour before adding them to the batter. The flour creates a light coating that helps them suspend more evenly. Using mini chocolate chips also helps!

Q: What makes bananas “ripe enough” for banana bread?

A: The riper the better! You want bananas with peels that are heavily speckled with brown spots, or even almost entirely black. At this stage, the starches in the banana have converted to sugars, making them sweeter and softer. This enhances the flavor and moisture content of your **moist banana bread** significantly.

Q: How can I ripen bananas quickly if mine aren’t ripe enough?

A: If you’re craving banana bread but your bananas aren’t ripe, don’t despair! You can quick-ripen them in the oven. Simply place unpeeled bananas on a foil-lined baking sheet and bake at 300°F (150°C) for 15-30 minutes, or until their skins are completely black and shiny. Let them cool, then peel and mash. They’ll be sweet and soft, perfect for your recipe!

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Delicious Double Chocolate Banana Bread loaf

Double Chocolate Banana Bread

This **super moist, double chocolate** banana bread is about to become your new favorite way to use ripe bananas! Based off my viral moist banana recipe, this version packed a chocolately punch using cocoa powder & chocolate chips!





5 from 13 votes

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Total Time: 1 hour 30 minutes
Servings: 10 slices (1 loaf)
By: Melissa Rose

Ingredients

  • 1 ½ cups ripe bananas about 3 large bananas
  • ½ cup unsalted butter melted
  • ½ cup light brown sugar
  • ½ cup granulated sugar
  • ½ cup sour cream or plain greek yogurt
  • 2 large eggs
  • 2 teaspoons vanilla extract
  • 1 teaspoon baking soda
  • ½ teaspoon baking powder
  • ½ teaspoon salt
  • 1 tablespoon cornstarch
  • ½ cup unsweetened cocoa powder I use Hershey’s 100% Natural Unsweetened
  • 1 cup all-purpose flour spooned and leveled
  • cup semi-sweet chocolate chips + 2 tablespoons extra flour for tossing chips in
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Before you begin! If you make this, will you do me a huge favor and leave a review and rating letting me know how you liked this recipe? This helps my small business thrive so I can continue providing free recipes and high-quality content for you.

Instructions

  • Preheat oven to 350°F (175°C) – this is important! You want to give your oven at least 20 minutes to heat up EVEN if it beeps and tells you it’s preheated after 5 minutes (ovens lie!).
  • In a large mixing bowl, use an electric mixer to beat melted butter (½ cup, i.e. 1 stick) and ripe bananas (1½ cups, i.e. about 3 large bananas) until mashed & smooth. You want to make sure you break up any large pieces or you will have large pieces of banana in your bread and it can cause it to bake weird.
  • Add light brown sugar (½ cup), and granulated sugar (½ cup), then mix until just combined. You don’t want to beat this longer than it takes to incorporate.
  • Add in the eggs (2 large), sour cream (½ cup), and vanilla extract (2 teaspoons) then stir until just combined. Once mixed, add in the baking soda (1 teaspoon), and baking powder (½ teaspoon), and salt (½ teaspoon) then mix again until just combined.
  • Mix this step with a spatula (not the mixer!).

    Lastly, mix in cornstarch (1 tablespoon), cocoa powder (½ cup), and all-purpose flour (1 cup) and stir until just combined. Do not mix this for any longer than it takes for the flour to disappear or it will become dense and chewy. Do not overmix!

  • In a small bowl, mix chocolate chips (1 ¼ cup) with extra flour (2 tablespoons). This will help the chocolate chips not sink as much in the batter.
  • Mix 1 cup of the chocolate chips (not the whole amount!) into the batter (we’re reserving the remaining ¼ cups for sprinkling on top).
  • Grease and line a 9″ metal loaf pan with parchment paper, leaving a ½” overhang on all sides to hold the loaf if it starts to rise out of the pan.

    Fill pan ¾ full (you can usually fill up heavy batters like this almost all the way, just being sure to leave about ½″ at the top without having it rise over).

    Note: Because there are varying size of “standard” loaf pans (some are wider than others and therefore fit more), you may end up with a little extra batter. See notes below for baking times for extra muffins.

  • Sprinkle the remaining ¼ cup of flour-covered chocolate chips on top.
  • (Read this step carefully!) Bake at 350°F (175°C) for 60-75 minutes on the bottom or middle rack of your oven, until a toothpick comes out clean (minus the gooey chocolate chips!) or the internal temperature reaches 200°F (93°C).

    After 30 minutes of it baking, gently cover the top of your loaf with foil to prevent the top from browning. When baking, place your loaf near the bottom/middle of oven. You do not want it too close to the top or the top will brown faster than the inside can cook.

  • Test doneness by sliding a toothpick or skewer into the center (or using an internal thermometer) while it’s still in the oven. If it comes out clean (or just with a crumb or two, minus the gooey chocolate chips) it’s ready.

    Once baked, you should ideally allow banana bread to cool in the pan for about an hour to allow it to set and cool. If not eating right away, cover with foil and let it completely cool before putting in a ziploc bag. Wrapping it in plastic too soon will trap the steam and could make your bread mushy. See notes below for storage instructions.

Last Step! Please leave a review and rating letting me know how you liked this recipe! This helps my small business thrive so I can continue providing free recipes and high-quality content for you.

Notes

Can I substitute sour cream with something else? If you don’t have sour cream you can substitute in plain greek yogurt. Just be sure to mix your yogurt well before measuring to prevent all the liquid juices from being too much in the batter.

Extra batter? If you have a little batter leftover, you can scoop the rest into a few muffin tins and bake for 18-22 minutes.

Can you turn this whole recipe into muffins? Yes! Fill greased muffin tips with about 3 tablespoons batter and bake for 18-22 minutes until toothpick comes out clean. This will yield you about 14-16 muffins.

Pan Size Tips: Because there are varying size of “standard” loaf pans (some are wider than others and therefore fit more), you may end up with a little extra batter. You can scoop the rest into muffin tins and bake.

Oven Placement Tip: You do not want it too close to the top or the top will brown faster than the inside can cook.

Storage Tips: If warm: wrap in foil until cooled and let sit on counter. If completely cooled: wrap in plastic wrap or place in a gallon-sized ziploc bag. Storing it in plastic will ultimately make it stay moist longer.

Freezing Tips: To freeze, wrap loaf in several layers of plastic wrap then place in a freezer bag or container. This will keep the banana bread moist and can be frozen for up to 3 months. When ready to eat, remove from freezer and allow to thaw at room temperature (still wrapped).

Better on Day 2! I will say that this banana bread is even better Day 2. I mean, warm banana bread with butter is good but trust me, it’s even better the next day after all the banana flavor melds together.

Ripen Bananas Quick! Don’t have bananas on hand or don’t want to wait for to ripen? Did you know you can ripen bananas in the oven (and without a paper bag!). Simply place bananas (with their peel still on) on a rimmed baking sheet for 30-40 minutes at 300 degrees. The bananas will turn black and all the gooey insides will caramelize. Hooray for quick ripe bananas!

Nutrition

Calories: 335kcal | Carbohydrates: 42g | Protein: 4g | Fat: 17g | Saturated Fat: 10g | Cholesterol: 75mg | Sodium: 271mg | Potassium: 196mg | Fiber: 1g | Sugar: 25g | Vitamin A: 560IU | Vitamin C: 2mg | Calcium: 67mg | Iron: 1mg